Montenegro Citizenship By Investment

Travelling to the Schengen countries and living by the seaside

Investment amount
€472,000
Obtaining period
6 months
Investment return
Govt. approved
License

In July 2018, the government of Montenegro announced the launch of the country’s citizenship by investment program. The first applications for obtaining Montenegrin passports by investment were accepted in January 2019.

Investors pass Due Diligence, make a non-refundable contribution to a government fund, and buy a share in a government-approved real estate project — a resort or hotel. In return, the applicants and their family members get Montenegro citizenship.

Investors don’t have to take language proficiency tests and history, and they do not have to live in Montenegro.

Benefits of Montenegro citizenship

1

Visa-free travel to the Schengen area, UAE and Singapore

Montenegro citizens travel to 123 countries visa-free. They can spend up to 90 days in half a year in a Schengen country. However, starting from May 2023, entry to the Schengen area is only possible with a special permit got through the ETIAS system.

2

Moving to Montenegro or creating a “safe haven”

Montenegro passport holders can visit the country at any time, even if its borders are closed. They can stay or live in Montenegro permanently. In contrast, tourists from most countries can stay in Montenegro without a visa for up to 30 consecutive days.

3

Getting an E-2 business visa to the USA

Montenegro citizens can apply for an E-2 visa, which allows them to live and work in the USA. Applicants need to establish or buy a business in the United States. The investment amount usually starts at $100,000.

4

Tax optimisation

Individuals pay the income tax at the rate of 9% in Montenegro.

150+ visa-free countries for Montenegro citizens

    Asia

  • Armenia
  • Bangladesh
  • East Timor
  • Hong Kong
  • Georgia
  • + 20 countries

    Africa

  • Botswana
  • Gambia
  • Guinea-Bissau
  • Egypt
  • Zambia
  • + 22 countries

    Europe

  • Austria
  • Albania
  • Andorra
  • Belarus
  • Belgium
  • + 43 countries

    Oceania

  • Vanuatu
  • Kiribati
  • Micronesia
  • Niue
  • New Caledonia
  • + 8 countries

    North America

  • Anguilla
  • Antiguaand Barbuda
  • Bahamas
  • Barbadoa
  • Belize
  • +22 countries

    South America

  • Argentina
  • Aruba
  • Bolivia
  • Caribbean Netherlands
  • Brazil
  • +11 countries

Investment options for Montenegro citizenship

Montenegro offers applicants two options: a non-refundable contribution to the Sustainable Development Fund and a real estate purchase.

Option 1

€472,000+

The investor fulfils two financial conditions: makes a non-refundable contribution of €200,000 in a specially created state fund and buys a share in a real estate project worth €250,000.

The real estate project must be government-approved and located in the northern or central part of Montenegro, except the capital city of Podgorica. The list of qualifying projects includes resort complexes and hotels.

Investor Married couple Family of 4, excluding siblings Family of 5 +
Non-refundable contribution €200,000 €200,000 €200,000 €200,000
Real estate investment €250,000 €250,000 €250,000 €250,000
Due Diligence €7,000 €10,000 €10,000 €10,000

For a family of up to 4 people

€1,500

For each additional applicant starting from the 5th

Administrative fee €15,000 €15,000

For the investor

€10,000

For the spouse

€25,000

For the spouses

€10,000

For each of the remaining 2 family members

€15,000

For the investor

€10,000

For each of the other 3 family members

€50,000

For each additional applicant starting from the 5th

Option 2

€672,000+

If the investor buys a share in a real estate project located in the capital or by the seaside, the minimum cost for the property is €450,000. The rest of the financial conditions remain the same.

Investor Married couple Family of 4, excluding siblings Family of 5 +
Real estate investment €450,000 €450,000 €450,000 €450,000
Non-refundable contribution €200,000 €200,000 €200,000 €200,000
Due Diligence €7,000 €10,000 €10,000 €10,000

For a family of up to 4 people

€1,500

For each additional applicant starting from the 5th

Administrative fee €15,000 €15,000

For the investor

€10,000

For the spouse

€25,000

For the spouses

€10,000

For each of the remaining 2 family members

€15,000

For the investor

€10,000

For each of the other 3 family members

€50,000

For each additional applicant starting from the 5th

Expenses for a family of 4

The spouses and two children of 9 and 17 years old.

Contribution to the state fund Purchase of social real estate Purchase of property of the second or third type
Investment $195,000 $175,000 $200,000
State fee _ _ $75,200
Due Diligence $15,500 $15,500 $15,500
Other fees and charges $3,294 $3,294 $3,294
Total $213,794 $193,794+ $293,994+

Who can get Montenegro citizenship

    • Over 18 years old
    • No criminal record or prosecution
    • No serious illnesses
    • Stable income
    • Capable of confirming the legality of the income
    • Opposite sex
    • No criminal records
    • If over 18: fully financially dependent on the investor
    • Over 55
    • Fully financially dependent on the investor
    • Under 30
    • Unmarried
    • No children

Real estate under the Montenegro citizenship by investment program

$538,972

Piazza Topkapi

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$33,972

Concept Gardenia

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$338,972

Boulevard Istanbul

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$338,972

Boulevard Istanbul

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Step-by-step procedure of obtaining Montenegro citizenship

  • Our Compliance & Anti Money Laundering officer examine Investor documents, Applicant only need to provide Passport, We do ensure the privacy and confidentiality of the client.

    1 Day

  • Government Approved Agents' Lawyers prepare the list of personal and financial documents required to apply for Citizenship Program, Include Passports, Birth and marriage certificates and Bank Statement, Lawyers fill out all the sate forms themselves and certify copies of documents: Investor only need to sign

    2 to 4 Weeks

  • We submit the required documents and the application to the government department dealing with the citizenship or residence permit by investment program on behalf of our clients. The government department starts its Due Diligence check when the applicant pays the Due Diligence fee. All family members over the age of 16 included in the application have to undergo this check.

    2 to 6 Months

  • We submit the required documents and the application to the government department dealing with the citizenship or residence permit by investment program on behalf of our clients. The government department starts its Due Diligence check when the applicant pays the Due Diligence fee. All family members over the age of 16 included in the application have to undergo this check.

    Upto 3 Months

  • The investor's passport and naturalization certificate are usually produced within 4 weeks of the fulfilment of the investment condition. They are delivered to the address indicated by the investor in the application.

    4+ Weeks

Answers to frequently asked questions

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Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.